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Terms and Conditions: *Enrollment in monthly eStatements is required to earn the $.10 cashback rewards. Qualifying transactions include point of sale or online purchases of $1 or more using the SouthEast Bank debit card. ATM and cash-only transactions do not qualify for cashback rewards. The Rewards Period begins on the first calendar day after the last business day of the prior month and ends on the last business day of the current calendar month. Regardless of the Statement Cycle, cashback rewards will be paid (credited to the account) on the 1st business day of each month. Unlimited check writing is subject to available funds. $3 paper statement fee is waived with a daily average account balance of $1200 or a daily average relationship balance of $10,000. Fees may reduce earnings. Some fees and restrictions apply.

1A $2.95 non-activity fee will apply to accounts with balances less than $300 each month in which no credit or debit transactions occur.

Earn $0.10 Cashback*

On all qualifying debit transactions

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Get paid up to 3 days faster

With Accelerate by SouthEast Bank

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No Minimum Balance1

With monthly credit or debit transactions

Other Benefits

Happy couple bank online

You've Earned It. So Why Wait?

You should have access to your direct deposit earnings when you need them. Now introducing Accelerate, a feature that enables you to receive your direct deposit funds up to three days sooner. Best of all, there's no need to register or enroll. This service will be instantly activated when you set up a direct deposit to your Rewards, EDU or Thrive Checking Account.

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Mobile Banking Toolkit

Contactless, but not out of touch. See why you can bank with SouthEast Bank with ease, wherever you are.

Transfer funds and schedule bill payments

Pay from your phone with Apple Pay®, Samsung Pay® and Google Pay®

Track your budget and spending with built-in tools

Stay secure with SouthEast Verifi fraud protection

Enjoy extended customer care center hours

Mobile Deposit

Depositing checks has never been easier. With this digital banking feature, you can use your mobile device to deposit checks anytime, from anywhere, using your smartphone.


Mobile Alerts

Receive real-time updates when changes are made to your account. With our mobile app, you can choose to receive alerts to your phone or email for account balances, transfers, login attempts and more!*


Budgeting and Spending Tools

Automatically track and categorize your purchases to learn how, when and where you spend. Then, set monthly budgeting goals in categories like "Bills & Utilities" and "Food & Dining" to monitor your progress.


Automatic Bill Payment

Schedule your bill payments ahead of time so you never have to worry about missing a payment. Plus, track your scheduled payments in your digital budgeting tool!


Stay in Sync

Sync your Apple Watch with your iPhone to get account balances, pay bills, transfer funds and more, all without having to log into your mobile banking app. 



Save time and paper by enrolling in eStatements. Receive email updates when your monthly account statements are available and view them from your computer or mobile device anytime.



Features That Check All The Boxes

We've made sure to include all the features you need to make Bonus Rate Checking your all-in-one checking account.


No Minimum Monthly Balance

Paper statement fee of $3 waived with eStatements

Access ATMs Worldwide

Manage your funds at 55,000+ AllPoint Network ATMs

Instant-Issue Debit Cards

Easily replace lost or stolen debit cards

Unlimited Check Writing

Order checks online in minutes

SouthEast Verifi Fraud Protection

24/7 fraud protection and text alerts

FDIC Insured Bank

Your funds are safe and secure with SouthEast Bank

It's about time your bank started throwing money at you.

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